fb-script

Flexible Payment Options for Direct-Pay Patients

Flexible Payment Options for Direct-Pay Patients

Don’t have health insurance covered? You can still receive immediate emergency treatment on time without delay.

ER of Kingwood partners with Sunbit to offer structured payment solutions for uninsured patients. Instead of paying the entire balance upfront, simply split charges into predictable monthly installments that align with your budget.

For smaller visits, payments may start as low as $15–$50 per month, depending on your total balance. The process is designed to be fast, straightforward, and supportive during unexpected medical situations.

The Sunbit Plan application takes about 30 seconds to complete and uses a soft credit inquiry that does not affect your credit score. You’ll be able to review your available payment options before leaving the facility.

How It Works

Kingwood ER delivers complete sore throat and strep throat treatment in Kingwood under one roof. From diagnosis to prescription, everything happens in a single visit.

Receive Emergency Care

Step 1: Receive Emergency Care

ER of Kingwood is open 24/7 a week. All patients receive full emergency care, whether insured or uninsured.

No prior appointments are required.

Complete the Quick Application

Step 2: Complete the Quick Application

After getting the required emergency care, upon asking our team will guide you through the Sunbit application. It is mandatory to carry:
● A valid government-issued photo ID
● Your mobile phone number
● A debit card for your initial payment
Submit your information and receive a decision within seconds.

Step 3: Review Your Payment Options

Upon successful approval, you will see multiple repayment plans, including:
● 3-Month Plan: 0% interest available to all approved patients
● 6, 12, or 18-Month Plans: Extended terms with interest rates based on your credit profile
Choose the option based on your requirement. Initially, a small amount is collected on checkout.

Make Monthly Payments

Step 4: Make Monthly Payments

After your first payment, the remaining installments are managed directly through Sunbit.

Your emergency care is complete, and your balance is arranged into manageable monthly payments.

What This Means for You

High approval rate. Approximately 90% of applicants receive approval. Sunbit works with a wide range of credit backgrounds, and a lower credit score does not automatically disqualify you.

Credit-friendly application. The initial review is a soft inquiry and does not impact your credit score. A hard inquiry occurs only if you choose to proceed with a plan.

Interest-free option. Every approved patient qualifies for a 3-month 0% interest plan. Longer terms are available if additional time is needed.

No early payoff fees. You may pay off your balance ahead of schedule without penalties.

Budget-friendly payments. Monthly amounts are based on your total charges, helping make emergency care more financially manageable.

Payment Plan Details

Feature

Details

Approval amount

$60 – $10,000

Payment terms

3, 6, 12, or 18 months

Interest rates

0% for 3-month plan; 0–35.99% APR for extended terms

Credit check

Soft inquiry to apply, hard inquiry only if accepted

Early payoff

Permitted with no penalties

Affordable Emergency Care in Kingwood

Medical emergencies happen without warning, but financial concerns shouldn’t prevent you from seeking care.

At ER of Kingwood, patients are treated by board-certified emergency physicians using advanced diagnostic technology, including CT imaging, digital X-ray, ultrasound, and on-site laboratory testing. You receive hospital-level emergency services without long wait times.

There is no reason to delay treatment due to cost. The payment plan process takes only minutes, and you’ll leave with clear, structured monthly payments.

Questions About Payment Plans

No. The initial application uses a soft credit inquiry that does not affect your score. A hard inquiry occurs only if you accept a plan.

You are not required to accept the offer. You may review your options and decline without obligation.

Yes. You may pay your remaining balance at any time without additional fees.

For payment-specific issues, contact Sunbit directly. For billing questions related to your emergency visit, reach out to our billing team at [email protected] or (817) 785-8000.

Sunbit typically arranges automatic payments using the debit card provided during enrollment. You can also manage your account through their online portal or mobile app.

Contact Us

Feel free to contact us any time. We will get back to you as soon as we can.